Just found this out (too late for myself) and wanted to tip off others: you can use FSA dollars for sperm vials. This could save you hundreds or even thousands of dollars.
FSA is a program you may have through work. You put money aside out of your paycheck each month and it goes into a special account that can only be used for certain kinds of expenses (health expenses and child care). If you find out you can use this option, be sure to set up your FSA deduction so you have the extra money in there for your vials.
Sperm vials are apparently one of those expenses. The savings comes because you reduce your taxable income and thereby owe less in federal/state income tax. The account operates over plan year. Talk to your HR dept to confirm your plan year.
You can't pay your same-sex partner/spouse's "bills" with FSA dollars (says my HR dept) so be sure to inquire with CCB if you're going the FSA route and make sure the woman ordering the sperm is the one with the FSA account. Not sure if CCB allows a woman to order sperm even though her partner/spouse is the one being inseminated, but my guess would be no. Be sure to check with CCB.
If this option works out for you logistically, Uncle Same will subsidize your baby-making...what's better than that?
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